The 2025 ACA Open Enrollment Period (OEP) officially begins on November 1st.
This is the best OEP ever for the ACA for several reasons:
The expanded/enhanced premium subsidies first introduced in 2021 via the American Rescue Plan, which make premiums more affordable for those who already qualified while expanding eligibility to millions who weren't previously eligible, are continuing through the end of 2025 via the Inflation Reduction Act;
A dozen states are either launching, continuing or expanding their own state-based subsidy programs to make ACA plans even more affordable for their enrollees;
And remember, millions of people will be eligible for zero premium comprehensive major medical policies.
If you've never enrolled in an ACA healthcare policy before, or if you looked into it a few years back but weren't impressed, please give it another shot now. Thanks to these major improvements it's a whole different ballgame.
Here's some important things to know when you #GetCovered for 2025:
Enrollment Specialists available at events to help consumers in English and Spanish
HARTFORD, Conn. (Nov. 1, 2024) — Access Health CT (AHCT) today announced it will hold 10 enrollment fairs in November to help Connecticut residents shop, compare, and enroll in health or dental coverage. They can also renew their coverage. Enrollment fairs are one-day events for customers to get free, in-person help from experts. The fairs will take place in Bridgeport, Bristol, Fairfield, Hartford, Middletown, New Haven, Norwalk, Torrington, Waterbury and Willimantic.
Open Enrollment begins today. When you enroll affects when your coverage starts. If customers enroll on or before Dec. 15, 2024, coverage will start Jan. 1, 2025. If they enroll between Dec. 16, 2024, and Jan. 15, 2025, coverage will start Feb. 1, 2025.
I want to acknowledge the questions about the future of health policy since Tuesday’s election.
We’ve successfully navigated periods of uncertainty like this several times in the past, including eight years ago, and we didn’t do it alone. You, our customers, stakeholders, and partners, make it possible to move forward together.
There are several things that we know.
The Affordable Care Act is still the law of the land.
Senate Bill 11-200, the state law that created Connect for Health Colorado, is still the law of the state. There are several other important state laws that ensure quality, affordable, and comprehensive health coverage for Coloradans.
There are significant savings available to customers who enroll through the Marketplace for Plan Year 2025.
Georgia Access, Georgia’s new State-based Exchange, announced today its readiness for the upcoming Open Enrollment period, including a robust roster of over 15,000 new and returning certified agents to date and multiple enrollment options for consumers to shop for and enroll in quality, affordable health coverage.
“Georgia Access is pleased that more than 15,000 licensed and certified agents will be available to help residents find the best coverage options to meet their unique needs and budgets,” said Georgia Access Executive Director Cheryl Gardner. “Agents offer consumers localized help and a personalized customer experience. They are integral in our mission to providing multiple pathways for consumers to enroll in health coverage and to reducing the number of uninsured residents in Georgia.”
Washington Health Benefit Exchange announces key dates and health insurance changes for 2025; enhanced federal premium tax credits and Cascade Care Savings expected to drive record high enrollment in 2025
Today, Washington Health Benefit Exchange (Exchange) announced open enrollment through wahealthplanfinder.org for individual health and dental plans for calendar year 2025. In preparation for the launch, Washington Healthplanfinder will be closed on Oct. 31.
Open enrollment: Nov. 1, 2024 – Jan. 15, 2025.
Reminder: Enroll by Dec. 15, 2024, to begin coverage Jan. 1, 2025.
During open enrollment, all Washingtonians who do not get their health insurance through an employer, spouse or government program can visit Washington Healthplanfinder to shop, compare and purchase health and dental plans for next year.
Harrisburg, PA – TOMORROW – Pennie celebrates its fifth Open Enrollment Period starting tomorrow, November 1, 2024, for the 2025 coverage year. Uninsured Pennsylvanians are encouraged to join the over 435,000 customers who have found peace of mind and financial protection by enrolling in health coverage through Pennie.
Open Enrollment is the annual opportunity for Pennsylvanians who need health coverage to find high-quality health plans at the lowest costs at pennie.com. Pennie is Pennsylvania’s official health insurance marketplace, and the exclusive source for financial savings to lower monthly premium payments or out-of-pocket costs.
Nine in 10 people Who Enroll Will Qualify for Savings; Many Will Pay $10 Per Month or Less; Visit GetCovered.NJ.gov to Compare Available Plans, Review Financial Help Eligibility
TRENTON — Open enrollment for Get Covered New Jersey, the state’s Official Health Insurance Marketplace, kicks off on Friday, November 1, Governor Phil Murphy and New Jersey Department of Banking and Insurance Commissioner Justin Zimmerman announced today. New Jersey residents and families will continue to benefit from historic levels of financial help to purchase health insurance and lower the cost of monthly premiums.
BALTIMORE (Oct. 31, 2024) – Marylanders can enroll in low cost health plans for 2025 on MarylandHealthConnection.gov, the state’s health insurance marketplace. It’s the only place that offers tax credits to bring down the cost of the monthly premium.
Open enrollment runs from Nov. 1, 2024, through Jan. 15, 2025. Coverage starts Jan. 1, 2025, for plans selected by Dec. 31, and coverage starts on Feb. 1, 2025, for plans selected the first two weeks of January. This open enrollment period is for private plans only. Those who qualify for Medicaid may enroll any time of year.
“More Marylanders than ever are enrolled in health plans through Maryland Health Connection.” said Michele Eberle, executive director of the Maryland Health Benefit Exchange. “This past year, people who got private health insurance saved an average of $388 a month on their monthly premium.”
Mainers without health coverage may enroll through CoverME.gov to receive financial savings on high quality health insurance
AUGUSTA-- The Maine Department of Health and Human Services' (DHHS) Office of the Health Insurance Marketplace (OHIM) announced today that the fourth annual Open Enrollment period for 2025 will begin on Friday, November 1, 2024. Maine people without access to health or dental insurance coverage through their employer, Medicare, or the state's Medicaid plan, known as MaineCare are encouraged to find coverage through Maine's official health insurance marketplace, CoverME.gov.
Open Enrollment runs from November 1, 2024 through January 15th, 2025. Maine people can visit CoverME.gov to compare private plans, apply for financial savings, and enroll in a 2025 health and dental insurance plan.
Connecticut residents can shop, compare and enroll in quality health insurance plans from Nov. 1, 2024 through Jan. 15, 2025
HARTFORD, Conn. (Oct. 31, 2024) — Access Health CT (AHCT) announced the Open Enrollment period begins Nov. 1, 2024 and ends Jan. 15, 2025. Connecticut residents can shop, compare, and enroll in health insurance plans or renew their coverage. Customers may also enroll in dental insurance through AHCT.
When you enroll affects when your coverage starts. If customers enroll on or before Dec. 15, 2024, coverage will start Jan. 1, 2025. If they enroll between Dec. 16, 2024 and Jan. 15, 2025, coverage will start Feb. 1, 2025.
