Division of Insurance announces approved health insurance plans and rates for the individual health insurance market
October 1, 2021
Division announces approved health insurance plans and rates for the individual health insurance market
Nevada Consumers encouraged to view and compare health insurance plans and rates for 2022
Carson City, NV – In preparation for Open Enrollment next month, the Nevada Division of Insurance has made public the approved health insurance rates for consumers who shop on the individual health insurance market, both on and off the Silver State Health Insurance Exchange (Exchange), which is the state agency that oversees and connects eligible Nevada residents to affordable health and dental plans through Nevada Health Link.
17,000 Nevadans Saved on Health Insurance Plans Through Nevada Health Link
The online insurance marketplace increased total enrollments by 7.6% during American Rescue Plan Enrollment Period
CARSON CITY, Nev. (Aug. 23, 2021) – Nevada Health Link, the online health insurance marketplace operated by the state agency, the Silver State Health Insurance Exchange (Exchange), announced that more than 17,000 Nevadans took advantage of premium savings during an Open Enrollment Period (OEP) created by the American Rescue Plan Act (ARPA or American Rescue Plan).
Due to the COVID-19 pandemic and efforts to ensure more Americans are covered by health insurance, The American Rescue Plan Act was signed into law on March 11 of this year, allowing uninsured Nevadans additional opportunities to enroll in health insurance benefits along with significant savings. Customers who were already enrolled also had the opportunity to take advantage of increased subsidies through the Nevada Health Link marketplace.
From: Heather Korbulic, Executive Director, Silver State Health Insurance Exchange
Today, the U.S. Supreme Court dismissed a challenge from 18 states to the Affordable Care Act (ACA)—a decision that keeps the law intact and saves health care coverage for hundreds of thousands of Nevadans. For more than a decade, the ACA has helped Nevadans secure coverage, whether it is through the expansion of Medicaid, subsidies on the Exchange, or consumer protections built into the law.
The urgent need for comprehensive and affordable health care coverage has only increased throughout the pandemic and both Nevada Medicaid and the Nevada Health Link, the online health insurance marketplace operated by the Silver State Health Insurance Exchange, have been there to support Nevadans throughout this crisis and will be there as the state recovers. This is an important day for our country and an important win for Nevadans.
I've once again relaunched my project from last fall to track Medicaid enrollment (both standard and expansion alike) on a monthly basis for every state dating back to the ACA being signed into law.
For the various enrollment data, I'm using data from Medicaid.gov's Medicaid Enrollment Data Collected Through MBES reports. Unfortunately, they've only published enrollment data through December 2020. In some states I've been able to get more recent enrollment data from state websites and other sources.
Now that I've developed a standardized format/layout & methodology for tracking both state- and county-level COVID vaccination levels by partisan lean (which can also be easily applied to other variables like education level, median income, population density, ethnicity, etc), I've started moving beyond my home state of Michigan.
Earlier today I wrote about the imminent final passage of Colorado's much-ballyhooed "Colorado Option" bill to create a quasi-public option at the state level. If that happens, it would make Colorado the second state to implement such a system.
At the same time, however, Nevada is also in the process of moving their own Public Option bill through the state legislature. I honestly haven't been keeping track of this one lately (there's a lot of healthcare happenings to keep abreast of, folks!), but it sounds like a pretty big deal.
While (assuming it gets passed, signed and implemented) it won't have the bragging rights of being either the first or even second state to do so, it should have a much more important claim to fame: The first true state-level Public Option. As the great Louise Norris notes:
Nevada Health Link Saves Thousands of Nevadans Money Through 2021 Special Enrollment Periods
CARSON CITY, Nev. (May 17, 2021) –Nevada Health Link, the online health insurance marketplace operated by the state agency, the Silver State Health Insurance Exchange (Exchange), has enrolled more than 7,600 Nevadans since the implementation of two Special Enrollment Periods in 2021, including more than 4,500 enrollees since April 20, attributed to the American Rescue Plan Act (ARPA or American Rescue Plan).
The American Rescue Plan, which was signed into law on March 11, provides Nevadans with a Special Enrollment Period where insured and uninsured Nevadans can take advantage of new, drastically reduced insurance premiums from now until August 15.
There's no formal press release yet, but I've confirmed that the Nevada Health Link ACA exchange has enrolled 6,908 additional Nevadans in ACA exchange coverage via the COVID Special Enrollment Period as of yesterday (5/06) so far.
This breaks out to around 85 per day from 2/15 - 5/06.
Unfortunately, I don't have Nevada's 2019 or 2020 SEP enrollment handy for comparison, but NV's statewide population (3.10) is right in between Arkansas (3.03 million) and Iowa (3.19 million), which at least allows for a rough comparison:
This strongly suggests that Nevada's 85/day average is perhap 2.5x higher than 2019 and perhaps twice as high as 2020, although 2020 is a fuzzier comparison since HC.gov didn't have a COVID SEP last year while the Nevada Health Link did.
Nevada Health Link Announces Health Insurance Savings Through the American Rescue Plan Act
Nevadans seeking health coverage can access increased or expanded subsidies and premium savings, healthcare tax credits, expanded COBRA protections and increased plan options
CARSON CITY, Nev. (April 16, 2021) – Nevada Health Link, the online health insurance marketplace operated by the state agency, the Silver State Health Insurance Exchange (Exchange), is offering even bigger coverage savings to eligible uninsured and insured off-Exchange Nevadans. These new enhancements are in accordance with the newly-enacted American Rescue Plan Act (ARPA or American Rescue Plan) of 2021 passed by Congress and signed into law by President Biden on March 11, 2021.
Nevada Health Link opened a Special Enrollment Period (SEP) for uninsured Nevadans, starting February 15 through August 15, 2021. The SEP is in accordance with the Executive Order issued by President Biden last month, in response to the ongoing national emergency presented by COVID-19.
Coming soon! Thanks to the recently passed American Rescue Plan, we’ll soon be offering more money to help pay for your coverage. Learn more here.