Washington State

Washington HealthPlan Finder

via the Washington HealthPlan Finder:

  • Record numbers sign-up for 2024 health insurance through Washington Healthplanfinder as deadline nears
  • Jan. 15 is the last day to sign up for health insurance through Washington Healthplanfinder outside of special enrollment — plans will start Feb. 1

A record number of Washingtonians, more than 263,000, had their health insurance renewed or newly signed-up for a plan since open enrollment began on Nov. 1. This does not include those who are on Washington Apple Health (Medicaid). More than 55,000 Washingtonians also renewed their dental insurance, while more than 21,000 newly signed-up for dental coverage through Washington Healthplanfinder. Washingtonians have until Jan. 15 to sign-up for a 2024 health or dental plan through Washington Healthplanfinder during open enrollment.

Washington HealthPlan Finder

via the Washington HealthPlan Finder:

Washingtonians can still enroll in or change their plan for a Feb. 1, 2024, effective date.

Dec. 15, was the last day to buy a 2024 health plan for it to begin on Jan. 1, 2024, for all Washingtonians regardless of citizenship status. However, it’s not too late for customers to enroll in, or change, their 2024 plan at Washington Healthplanfinder. If enrollment or a change in a plan happens by Jan. 15, coverage can start on Feb. 1.

Washington HealthPlan Finder

via the Washington HealthPlan Finder:

Apply by Dec. 15 to have insurance starting Jan. 1, or by Jan. 15 for a health plan beginning Feb. 1

Washingtonians who need health insurance coverage for 2024 can shop for plans and may gain access to federal and state subsidies on wahealthplanfinder.org, now through Jan. 15.

People who pick a plan before midnight on Dec. 15 will have coverage starting on Jan. 1, 2024.

OLYMPIA, Wash. – The deadline to enroll in a 2024 health plan through Washington Healthplanfinder with a Jan. 1 start date is approaching fast. All Washingtonians, regardless of immigration status, can visit waheathplanfinder.org by midnight on Dec. 15 to shop, compare and sign-up for a health or dental plan for 2024. Help through the Customer Support Center will be available from 7:30 a.m. to midnight on Dec. 15.

Originally posted 9/13/23; updated 11/08/23

via the Washington Insurance Dept.:

Fourteen health insurers have been approved to sell in Washington's 2024 individual health insurance market.  Insurers requested an average increase of 9.11% but 8.94% was approved. How much premium someone pays will depend on the plan they select, the number of people covered, their age, whether or not they smoke and where they live. 

Washington HealthPlan Finder

via the Washington HealthPlan Finder:

From Nov. 1, 2023 – Jan. 15, 2024, Washingtonians can shop for and purchase qualified health and dental plans and secure insurance for 2024. Olympia

Today, Washington Health Benefit Exchange (Exchange) is launching the annual WA HealthPlanFinder open enrollment period, with an offering of 82 health care plans and 12 dental plans that comply with the requirements of the Affordable Care Act. When people shop WA HealthPlanFinder , federal and state subsidies based on income are automatically applied.

Washington HealthPlan Finder

via the Washington HealthPlan Finder:

Individual market open enrollment starts Nov. 1; preview available now on Washington Healthplanfinder 

  • New this year – all Washingtonians, regardless of citizenship status, will have opportunity to shop for and purchase qualified health and dental plans for 2024

Key Dates

Washington HealthPlan Finder

via the Washington HealthPlan Finder:

Today, the Washington Health Benefit Exchange (Exchange) released a Data Snapshot Report, which shows the availability of affordable, Cascade Care plans are proving critical to keeping people covered and advancing equity during the Medicaid unwind.

Now that COVID-era protections have expired, Washington, like all states, has resumed regular annual eligibility checks for people covered by our state Medicaid program, Washington Apple Health. For the past year, the Exchange has joined partners across our state, led by the Washington Health Care Authority (HCA), to ensure Apple Health customers watch out for and respond to renewal notices.

A few weeks ago, the Washington HealthPlanFinder announced that 2024 ACA individual market rates for unsubsidized enrollees would be increasing by an average of roughly 8.9% overall (small group plan rate changes hadn't been finalized yet, though the requested increases averaged around 8.3%).

This week the WA ACA exchange confirmed that the individual market plans have been certified for sale starting on November 1st, while stressing the importance of strongly considering "Cascade Care" plans. Cascade Care is Washington States name for their quasi-"public option" plans:

Plans certified to be sold on Washington Healthplanfinder beginning Nov. 1

Note: The rule below actually doesn't apply to health insurance carriers, who I presume are bound by other federal and state transparency provisions in the ACA and other laws/regulations; it's primarily focused on auto and homeowner's insurance policies. I found it noteworthy enough to include here regardless, given my annual ACA rate filing project.

via the Washington Insurance Dept.:

Rule adopted requiring insurers to tell you why your premium is going up

OLYMPIA, Wash. — Washington state Insurance Commissioner Mike Kreidler has adopted a rule that requires insurance companies to explain premium increases to their policyholders in language they can understand. 

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