Kentucky: *Final* avg. unsubsidized 2025 #ACA rate changes: +7.9% (updated)

Originally posted 9/03/24

I'm pleasantly surprised to report that after several years of Kentucky's rate filings being heavily redacted, this year at least (and hopefully going forward), I was able to acquire the actual enrollment data for all of them...not just the individual market, but the small group market as well!

There are four carriers offering policies on the KY individual market (Anthem, CareSource, Molina and WellCare), with an weighted average rate change request of 8.5%, while the small group carriers are requesting steeper average increases of 17.8% for what seems to be shrinking market.

UPDATE 9/19/24: OK, it looks like the approved rate filings have been uploaded to the SERFF database. Average unsubsidized individual market premiums will be going up 7.9%, while small group rates will see a 16.6% average increase.