Wisconsin: Preliminary avg. unsubsidized 2025 #ACA rate changes: +9.1% (unweighted)

Wisconsin has the most competitive ACA markets in the country, at least in terms of the sheer number of insurance carriers offering policies on both the individual (14) and small group (16) markets. Their small group market is losing 2 carriers next year (All Savers and Common Ground Health Co-op), but it's still pretty robust.

The bad news is that it's once again extremely difficult to acquire Wisconsin's actual rate filings prior to the actual Open Enrollment Period launching, meaning I can only run unweighted average requested rate increases/decreases for the most part, although I've made a crude attempt at a partially-weighted average for the individual market.

With that in mind, individual market carriers are requesting unweighted increases of around 9.1%, while small group carriers are seeking hikes of around 7.4% overall.