Utah: Preliminary avg. unsubsidized 2025 #ACA rate changes: +10.4%; Cigna dropping out

Utah's preliminary 2025 individual and small group market rate filings are listed below. They launched a handy new website specifically dedicated to insurance filings, which is nice to see.

Unless there's a change in the final/approved rates, unsubsidized individual market plan premiums are increasing by around 10.4% in 2025, while small group plans will go up 8.9% on average.

It's worth noting that Cigna Health & LIfe is pulling out of Utah's individual market next year, while Angle Insurance Co. is dropping out of the small group market.

It's also worth noting that virtually all of Utah's individual market enrollment appears to be on exchange this year...over 95% of it! It's slightly lower than that since I don't know how many enrollees Cigna has at the moment, but they only reported around 3,000 effectuated enrollees as of a year earlier, so unless they had massive growth this year (which could have happened, I suppose), it would only knock the on exchange percentage down a point or two.

Cigna notwithstanding, this means that in Utah:

• 95.3% of all indy market enrollees are on exchange
• 91.4% of all indy market enrollees are subsidized