Louisiana: Preliminary avg. unsubsidized 2025 #ACA rate changes: -3.0% (unweighted)

Originally posted 8/09/23; updated 11/07/23

Louisiana's rate filing database is frustrating, because it's both highly-detailed and confusing at the same time.

They break out the filings not between Individual and small group markets or on- vs. off-exchange policies, but between rate increases over and under 10%. Normally that would be fine, but they also have multiple listings within each market for several carrier.

Not that any of that matters this year, as they don't appear to have posted any of the ACA-compliant individual market filings there anyway. I had to rely entirely on the federal Rate Review site, and the filings there still don't include enrollment data for most carriers, so the averages below are all unweighted only:

• Individual Market: Around 3.0% lower (in fact, 4 of the 5 carriers on the market next year are dropping average premiums at least slightly)
• Small Group Market: 9.6% higher

It's worth noting, however that Louisiana Healthcare Connections appears to be dropping out of the individual market entirely.