Maryland: Compare plans & prices at @MarylandConnect

via Maryland Health Connection:

BALTIMORE (Oct. 4, 2022) – Marylanders can now explore health plans and prices for 2023 at the Maryland Health Connection, the state’s online health insurance marketplace. Using the Get an Estimate tool, you can compare plans and find out whether you are eligible for financial help in just a few minutes. Open enrollment to sign up for a 2023 health plan runs from Nov. 1, 2022 through Jan. 15, 2023.

“You never know when you might need emergency care or a visit to a doctor or specialist. If you have health insurance, you’re covered for when the unexpected happens,” said Michele Eberle, executive director of the Maryland Health Benefit Exchange. “I want to encourage anyone who is currently going without health care coverage to use the Get an Estimate tool to check out health plans and savings.”

As an example, a 40-year-old individual living in the Baltimore metro region who makes $50,000 a year will pay a monthly premium of $312 for the lowest cost gold plan.

27-year-old individual living in Baltimore City:

• Income: $20,000
  • Plan Type: Lowest-cost Silver plan*
  • Monthly Premium: $0
• Income: $50,000
  • Plan Type: Lowest-cost Gold plan
  • Monthly Premium: $159

40-year-old individual living in Baltimore City

• Income: $20,000
  • Plan Type: Lowest-cost Silver plan*
  • Monthly Premium: $4
• Income: $50,000
  • Plan Type: Lowest-cost Gold plan
  • Monthly Premium: $313

A family of four with two adults age 45 and two children ages 12 and 10 living in Baltimore City:

• Income: $50,000
  • Plan Type: Lowest-cost Silver plan*
  • Monthly Premium: $55
• Income: $75,000
  • Plan Type: Lowest-cost Gold plan
  • Monthly Premium: $283

*Individuals and families at these incomes are eligible for additional financial help to reduce their out-of-pocket costs, so a silver plan for these individuals will be equivalent to a gold plan. Gold plans normally offer a higher level of coverage than silver plans, but individuals and families at these incomes are eligible for special silver plans that offer a level of coverage as good as or better than a gold plan.

All plans available through Maryland Health Connection cover important health benefits, including doctor visits, prescriptions, mental health services, and more. These plans and prices are for private plans only. Those who qualify for Medicaid may enroll any time of year.